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SHORES OF PANAMA

One of the most popular communities provided by Gulf Life Real Estate

SHORES OF PANAMA

About SHORES OF PANAMA

Shores of Panama PCB Neighborhood Guide

Welcome to Shores of Panama, one of the most sought-after beachfront communities in Panama City Beach (PCB), Florida. If you’re searching for the perfect blend of luxury, convenience, and coastal living, Shores of Panama offers an unparalleled experience in the heart of Florida’s Emerald Coast.

Why Choose Shores of Panama?

Shores of Panama is renowned for its stunning views of the Gulf of Mexico, resort-style amenities, and unbeatable beachfront access. Residents and vacationers enjoy a vibrant lifestyle, with crystal-clear waters, sugar-white sand, and a friendly, upbeat atmosphere.

Key Features

  • Direct Beach Access: Step straight from your condo onto the world-famous PCB shoreline.
  • Lagoon-style Pool: One of the largest and most beautiful pools in Panama City Beach, surrounded by lush tropical landscaping.
  • Full-service Spa: Relax with massages, facials, and more just steps from your doorstep.
  • On-site Restaurants and Bars: Enjoy delicious food and refreshing drinks without ever having to leave the property.
  • Modern Fitness Center: Keep up your fitness routine with state-of-the-art equipment overlooking the pool.
  • 24-hour Security: Enjoy a safe and secure environment, perfect for families and solo travelers alike.

Real Estate at Shores of Panama

Whether you’re seeking a luxury vacation rental, a second home, or a retirement condo, Shores of Panama offers a diverse range of properties, from cozy studios to spacious three-bedroom suites. Each unit features:

  • Private balconies with breathtaking ocean views
  • Fully equipped kitchens with modern appliances
  • Washer and dryer units in most condos
  • High-speed Wi-Fi and smart home features

Discover the latest Shores of Panama listings on Realtor.com and Zillow.

Things to Do Nearby

Life at Shores of Panama means you’re never far from PCB’s top attractions:

  • Pier Park: The premier shopping, dining, and entertainment destination in the area.
  • Shipwreck Island Waterpark: Family-friendly water rides and slides just minutes away.
  • St. Andrews State Park: Explore nature trails, snorkel in pristine waters, or take a dolphin tour.
  • Local Eateries & Nightlife: Enjoy fresh seafood, vibrant beach bars, and live music venues nearby.

Check out more attractions at the Panama City Beach Visitors Bureau.

Community and Lifestyle

Shores of Panama fosters a welcoming community for families, retirees, remote workers, and vacationers. Enjoy seasonal events, holiday celebrations, and group fitness classes. The complex is also pet-friendly, making it easy to bring your furry friends along.

Why Invest in Shores of Panama?

Panama City Beach real estate remains one of Florida’s most lucrative investment opportunities thanks to year-round tourism, strong rental demand, and a growing economy. Shores of Panama condos maintain high occupancy rates and deliver excellent returns for vacation rental investors.

Living at Shores of Panama

Experience the ultimate Florida beachfront lifestyle, complete with stunning sunsets, year-round warm weather, and endless coastal adventures.

Ready to find your dream condo or investment property? Learn more about Shores of Panama and available real estate opportunities by visiting Shores of Panama HOA or contact a local PCB realtor today.

Make Shores of Panama your new coastal home and discover why this neighborhood is one of the best places to live, vacation, and invest in Panama City Beach, Florida.

One of the most popular communities provided by Gulf Life Real Estate
65
# of Listings
1
Avg # of Bedrooms
$2,655
Avg. $ / Sq.Ft.
$404,204
Med. List Price

Browse SHORES OF PANAMA Real Estate Listings

All listings

Under $250,000

$250,000 - $500,000

$500,000 - $1M

$1M - $3M

$3M - $5M

Over $5M

57 Properties Found. Page 4 of 4.

PANORAMIC GULF VIEWS + VACATION-READY! Perched on the 15th floor of the iconic Shores of Panama, this turnkey beach retreat sets you up for an incredible vacation-rental opportunity and an effortless coastal escape. Step onto the private balcony and take in sweeping, unobstructed views of the emerald waters and sugar-white sand—sunrise coffee and sunset colors never get old. From the beach boardwalk, your toes are literally steps from the shoreline. Shores of Panama delivers true resort living: a massive lagoon-style pool with tropical landscaping, hot tubs, a tiki bar and grill, and direct beach access—plus an indoor heated pool for year-round enjoyment. Onsite conveniences include a fitness center, spa/sauna, coffee shop, and covered parking, with security and front-desk services that make guest turnover smooth and welcoming. The location puts the best of Panama City Beach within easy reach. Walk next door to Pineapple Willy's for gulf-front dining, pop across the street for quick groceries, or head a few minutes to Shipwreck Island Waterpark, WonderWorks, and Ripley's Believe It or Not. Charter a fishing trip, rent jet skis, or spend the day exploring St. Andrews State Park. Pier Park's shopping, restaurants, concerts, and events are just a short drive away—keeping calendars full and occupancy strong throughout the seasons. Whether you're building an investment portfolio or looking for a beach home you can enjoy between bookings, this Shores of Panama residence checks all the boxes: postcard-worthy views, resort amenities, and a walkable, central PCB location.
#779934

Panama City

9900 S Thomas Drive 1509

1 Beds

2 Baths

864 Sq.Ft.

$320,000

MLS#: 779934

Price reduced
OWNER FINANCE AVAILABLE: 15% down, 6.5% interest rate, 2 year balloon payment. It doesn't get anymore reasonable than this. Welcome to Unit 1408 at Shores of Panama -- a coastal retreat offering stunning Gulf views and resort-style living! This beautifully furnished condo features an open floor plan, private balcony overlooking emerald waters, and stylish finishes. Enjoy a lagoon-style pool, hot tubs, indoor pool, fitness center, spa, tiki bars, and beach access. Located next to Pineapple Willy's, shops, dining, and entertainment. Don't miss your chance to own a slice of paradise -- schedule your showing today!
#974596

Panama City Beach

9900 S Thomas Drive 1408

1 Beds

2 Baths

804 Sq.Ft.

$310,000

MLS#: 974596

Price reduced
OWNER FINANCE AVAILABLE: 15% down, 6.5% interest rate, 2 year balloon payment. It doesn't get anymore reasonable than this. Experience stunning Gulf-front views from this beautifully furnished 1BR + bunk, 2BA condo on the 14th floor at Shores of Panama. This open-concept unit features luxury tile flooring, granite countertops, and a private balcony overlooking emerald Gulf waters. Ideal as a beach getaway or high-performing rental, the resort includes a lagoon-style pool, indoor pool, hot tub, fitness center, spa, tiki bars, and direct beach access. Located in the heart of PCB, you're steps from Pineapple Willy's, shopping, dining, and entertainment. Don't miss your chance to own paradise--schedule a private showing today!
#975205

Panama City Beach

9900 S Thomas Drive 1410

1 Beds

1 Baths

907 Sq.Ft.

$310,000

MLS#: 975205

Gulf-front studio condo. This unit includes a parking space right outside the condo. Offering exceptional views and strong actual rental income. 2025 Rental Income: $26,834.36 (Verified /Actual income) - Managed by Vacasa, But the owner does some VRBO. This well-appointed unit features a full kitchen with granite countertops, ample cabinetry, and generous workspace for meal preparation. The interior includes 8-foot ceilings and the convenience of an in-unit washer and dryer. The bathroom is thoughtfully designed with a tub/shower combination and a dedicated vanity area, providing both function and comfort. Enjoy stunning Gulf views from the private balcony overlooking the lagoon-style pool and on-site dining area, perfect for taking in the coastal atmosphere. The resort-style community amenities are extensive and include an 18,000+ square foot lagoon-style pool with tropical landscaping, bridges, fountains, and recreational features, a large heated indoor pool, indoor spa tubs, two tiki bars, a fitness center, on-site eateries, a coffee shop, 24-hour security, and gated entry. Ideally located in the heart of the strip, this property is directly across from Walmart and adjacent to the world-famous Pineapple Willy's, offering unmatched convenience and walkability. Studio units in this community are highly desirable investments due to low HOA fees, low maintenance requirements, and excellent year-round rental demand.
#784205

Panama City

9900 S Thomas Drive 2306

None Beds

1 Baths

473 Sq.Ft.

$309,900

MLS#: 784205

Gulf-front studio condo. This unit includes a parking space right outside the condo. Offering exceptional views and strong actual rental income. 2025 Rental Income: $26,834.36 (Verified /Actual income) - Managed by Vacasa, But the owner does some VRBO. This well-appointed unit features a full kitchen with granite countertops, ample cabinetry, and generous workspace for meal preparation. The interior includes 8-foot ceilings and the convenience of an in-unit washer and dryer. The bathroom is thoughtfully designed with a tub/shower combination and a dedicated vanity area, providing both function and comfort. Enjoy stunning Gulf views from the private balcony overlooking the lagoon-style pool and on-site dining area, perfect for taking in the coastal atmosphere. The resort-style community amenities are extensive and include an 18,000+ square foot lagoon-style pool with tropical landscaping, bridges, fountains, and recreational features, a large heated indoor pool, indoor spa tubs, two tiki bars, a fitness center, on-site eateries, a coffee shop, 24-hour security, and gated entry. Ideally located in the heart of the strip, this property is directly across from Walmart and adjacent to the world-famous Pineapple Willy's, offering unmatched convenience and walkability. Studio units in this community are highly desirable investments due to low HOA fees, low maintenance requirements, and excellent year-round rental demand.
#993756

Panama City Beach

9900 S Thomas Drive 2306

None Beds

1 Baths

473 Sq.Ft.

$309,900

MLS#: 993756

TILED THROUGHOUT AND PRICED TO SELL! This is the ''C'' plan that is a 2bd/2bth plan with the double balcony. GULF-FRONT MASTER BEDROOM AND GULF-FRONT LIVING ROOM. Bunk room and master bathroom both have had door added. Great views to the pool and the gulf. Some TLC needed, but a great price. BALCONY REPAIRS HAVE ALREADY BEEN COMPLETED!
#769634

Panama City

9900 S Thomas Drive 2016

2 Beds

2 Baths

907 Sq.Ft.

$299,000

MLS#: 769634

This unit did $44,831 in rental income In 2024! Discover your perfect beach getaway in this charming 2-bedroom, 1.5-bathroom condo with bonus bunk area. Wake up to breathtaking gulf views and enjoy direct beach access. The spacious open-concept living area is filled with natural light, leading to a private balcony overlooking the sparkling Gulf of Mexico. The kitchen features ample counter space and a breakfast bar. The master suite includes a private bath and generous closet space. Ideal for families or rentals, this condo offers a fantastic coastal lifestyle with nearby dining, shopping, and entertainment. Shores of Panama offers many resort style amenities! A colossal lagoon pool, private beach access, tiki bars, hot tub, indoor heated pool, fitness center, sauna, steam room, and a spa! Don't miss this opportunity! Updates include: repainted the entire condo. Replaced furniture just last year and most of the lights and fans. Replaced curtains. New Patio Furniture. New artwork.
#780891

Panama City Beach

9900 S Thomas Drive 2010

1 Beds

1 Baths

911 Sq.Ft.

$299,000

MLS#: 780891

🔥 WOW! $25,000 Reduction! 🔥 Yes—the balcony construction is complete, and this condo is move-in and rental-ready! Wake up to breathtaking Gulf views from this beautifully updated 1BR + Bunk, 2BA condo at the sought-after Shores of Panama. Comfortably sleeping up to 6 guests, this fully furnished unit showcases thoughtful upgrades and stylish coastal décor throughout. ✨ Interior Highlights Modern kitchen with like-new appliances and upgraded essentials Premium mattress in the master bedroom for added comfort Custom-built, adult-rated bunk beds with a fun beach mural and sliding barn door High-quality furnishings designed for both personal enjoyment and rental appeal 🏖️ Additional Perks Reserved parking space (#2008), prepaid through 2026 Private storage unit with shelving on the same floor, also prepaid through 2026 🌴 Resort Lifestyle at Shores of Panama 14,000+ sq. ft. lagoon-style pool with zero entry Indoor/outdoor hot tubs, heated indoor pool & relaxing sauna Two tiki bars: handcrafted cocktails + locals' favorite food (don't miss the wings & seafood boil!) On-site coffee & donut shop + a spacious 3-room fitness center (free for owners/guests) 📍 Prime Location Steps from Pineapple Willy's and across from Walmart Walk to shopping, dining, and attractions like Ripley's Believe It or Not & WonderWorks New nearby additions: Dolly Parton's Pirates Voyage Dinner & Show, Top Golf, and more! This property offers the perfect blend of strong rental income potential and personal getaway comfort—all in one of Panama City Beach's most desirable Gulf-front resorts. 📂 Additional details available in the Document Section. (Buyers should verify if important.)
#770443

Panama City

9900 S Thomas Drive 2008

1 Beds

2 Baths

864 Sq.Ft.

$299,000

MLS#: 770443

Experience unbeatable views from this 21st-floor Gulf-front condo at Shores of Panama. This C(R) Plan boasts 1-bedroom plus bunk room, 2-bathrooms and features 907 square feet of well-designed living space with a direct view of the white sand and emerald water. Interior highlights include updated kitchen cabinets, modern appliances, and a newer washer and dryer. Tile flooring runs throughout, making maintenance a breeze and adding long-lasting durability. The bunk room includes its own private bath, perfect for guests or rental flexibility. Shores of Panama offers resort-style amenities including a 14,000 sq. ft. lagoon-style pool, indoor and outdoor hot tubs, a full fitness center, game room, two tiki bars, and the Shoreline Bar & Grill. Direct beach access and a short walk to popular restaurants, shops, and entertainment make this one of Panama City Beach's most desirable destinations.
#781137

Panama City

9900 S Thomas Drive 2114

1 Beds

2 Baths

907 Sq.Ft.

$295,000

MLS#: 781137

Gulf-Front studio at Shores of Panama with a deeded parking spot. Enjoy breathtaking views of the Gulf from the 18th floor with floor to ceiling windows that open to the balcony with 2 rocking chairs and table. The studio condo has been newly painted from ceiling to walls, trim and cabinets throughout in Nov 2025 including new room darkening curtains. The unit features tile throughout, including a stackable washer and dryer in the hall closet, ceiling fan and a new AC unit in March 2025. Kitchen includes an electric stove, dishwasher, fridge, coffee pot and new microwave Nov 2025. All cooking and serving wear included (All serving items new Nov 2025). The bathroom includes a tub/shower combination with a new light and mirror in Nov 2025. In the main living area all furnishings are included in blue and grey tones. The main living area has 4 new lamps with charging ports, 2 new end tables, 2 new 3 drawer nightstands, 2 new benches (entry and end of bed/with storage), and a new couch that converts into a futon bed, new rocking chair. There are new 2 bar stools with a 42inch new smart TV on a swivel mounting bracket above the bar kitchenette. The king size bed has a new top firm mattress and new bedspread and shams. All new in Nov 2025. The deeded parking spot is located on the 9th floor. This condo is used as a short -term rental. The amenities that the Shores of Panama include are a fitness center, and heated indoor pool and hot tub.The property also includes an outdoor pool, hot tub, short order poolside restaurant and separate tiki bar all within a secure area. There is 24 hour security throughout the property. Wristbands are used to enter the property through vehicles or walking in from the public beach. This unit has everything needed for permanent living, long or short term rental property. More pictures of the unit available on request.
#783024

Panama City Beach

9900 S Thomas Drive 1805

None Beds

1 Baths

473 Sq.Ft.

$286,599

MLS#: 783024

This updated beachfront condo offers a smart and efficient layout with designated living, dining, and kitchen areas that maximize every square foot. Large sliding glass doors open to an oversized private balcony overlooking the Gulf Coast, where you can enjoy breathtaking coastal views and the soothing sound of waves from the 19th floor. Look below and take in views of the resort-style pool featuring tiki huts, a zero-entry design, palm trees, and plenty of lounge space. A private dock provides quick access over the white sand, placing your toes directly in the emerald waters. Additional amenities include an indoor pool, spa, fitness center, and high-level security with a private parking garage. The Shores of Panama complex is nearing completion of a cosmetic face-lift, adding future value to each unit. This property is ideal as a short- or long-term rental, primary residence, or second home for those seeking relaxation with flexibility. Sitting within a short distance to the pier, popular local restaurants, and everyday conveniences, this condo has proven to be a lucrative investment!
#784020

Panama City

9900 S Thomas Drive 1905

None Beds

1 Baths

473 Sq.Ft.

$285,000

MLS#: 784020

There's absolutely no better investment in Panama City Beach than a studio condo at Shores of Panama! These units will maximize your rental income year after year, with this unit already booked 100% of the time between now and the end of February, 2026 if you choose to keep the current bookings! These units are also ideal as a personal beach getaway! Enjoy the unbeatable central location within walking distance to some of the beach's best dining, attractions and shopping - plus the world famous Pineapple Willy's is directly next door! This 11th floor gem boasts new/upgraded flooring, brand new A/C unit with 10 year warranty, crown molding, new full size front loading washer and dryer, new Polywood balcony chairs, and brand new fridge/freezer, which is all included in the purchase. This is a HOT listing and will not be available for long!
#777382

Panama City Beach

9900 S Thomas Drive 1106

None Beds

1 Baths

473 Sq.Ft.

$280,000

MLS#: 777382

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